LPR????????,“??????”????

????:94?95?92?????:??????

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2024????????????6????20???????????????????,???????LPR?:1???3.45%,??????????3.45%;5????3.95%,???????????3.95%?

6?19??????????????????,???,???(LPR),??????????????????????????,????????LPR????????????????,????????????

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LPR??

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6????????????????MLF????????,???????????????????LPR???6??????????????????????17???????????,??1820?1????MLF?,????????????????????2.50%????

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2024???????,????1.54%,????????????????????????????15bp,?????????????20bp,?????????,??????????????????????????????1.47%?1.62%?1.45%?1.72%,????????????15bp?14bp?12bp?18bp,???

????????????2????????????,5?LPR??????25bp,??????,??,????;??,“????????”????????,???

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5????????3.71%?3.64%,?????????????25??????57??????????,?4????33????????,?????????????????????????3????????????????2???5?????????????

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??????????,????????????GDP??????????-1.1%,????????????,?????,????????????,?????????,????????????LPR?????????,???

???????????????,??????LPR???:????????????MLF??????,??????LPR?????;??????MLF?????????????????,??????????????????,??????????????LPR?????????????,????LPR????????????????

????????????????,LPR??????,?????????????? ?????,????????,???????,????????????,???????????????????,????LPR???????????,????????????

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LPR??

??,?????,???????????LPR?????????????????????????,LPR?????????????MLF?????

?????,LPR????(??1??????MLF?????)???????????,???????????????????????????????????????????????

????????????,????????“????”,????“????????(LPR)”“????????????LPR?????????”??????????,???????LPR?????MLF?????????

??,“???????????????”,?????????????LPR??,?????????????“??????????????????????????”??????????????????,???,???????????????,????,??????LPR???????

????,????,??????????:?????????,?LPR????????????,?????????18??????????????20?????????;???????????????,??,?????????,?????????? ??:?????