????:1?????:?????

2????????

3?????92?95?98?

4?????????????

5???????????

??9??19?????????? (???? ??????)?????????????????????(National Association of Realtors)????19???????,????8????2.5%,??????????

??????,??8??386?,?2.5%,????????????4.2%???????????????,8??????????41.67???????,???????????3.1%??????????1999????,8????????????135?????????????????????,???????0.7%,??22.7%,??????2020????10??,?????????????

????????????,8????“??”,??????????,????????

???????(Freddie Mac)19????,????30????????????6.09%,??????????2023????2?????????

????,???????30???19????????????6.09%,????6.2%,??7.19%?

????,???????????,??“???????”?????5???,??49%,?25%?(?) ?????:????