????:1????????:?????????

2?????????

3?????

4??????????????

5?????????

???????????????????????????????????????,????????,?????????,A?????

??????????9?????24??,???4.15%,??????4????????4.36%,??????????????5.54%?

??????????????????????????,????????????,???????????????????????“??”???????????,??????????????,????????????,?????

???????????????????????????????????,????????????????,??????????????????????????

????1????????????

?????0.5???????????????????,?????????,???????1???????????????,7????????0.2????????,????????????????????????(LPR)?????????0.2???????????????0.25?????

????,?????????,?,??????????????

??????1.5???????????????

???,???????????????????15%???????????????????,??????????????5000????,1.5???,??1500???????????

??????,??,??????????,????????????????

??????,???????LPR????,?????????????,???????????????,???????,????

?????????5000???3000????

?????????????,?????????????,????????????????????,????????????????????????

??,???,????5000??????????????,????5000????,????????5000?????????????????????????????????3000?????????????,????,??3000??,???3000????????

??????????????????????????,??????????????????,??,??,??????????????????,???????

??????,????????“????,?????????0.25-0.5????”???????????????,???,????????????

???,???,??,???????????,???

(“??????????”?)

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