????:1???????????:????????

2????????

3?????????

4????????

5??????????

???????????????????????????????????????????????????,???????????????????,???,A??????????

?????????????????????9??????24????,?????4.15%,?????????????4???????4.36%,??5.54%?

???,??,????????????????????????????????“?”????????????????,?????,????,??????????????

???????????????????????????,??,??????????????????????

????????????1?????????????

????0.5??,?,???????????????1????????????????????,7????????????????0.2???,??(LPR)????0.2????????????????0.25?????????

????????????????????????,??,??????,??????

????1.5???

????,????????????????????15%?????????????????????????????,???????????5000??????,1.5?????????????,??1500???

???????,???,????????,?????????????????

????????,???????????LPR????,??????????????,??,??????????,???????

???5000???????????????3000?????????

??????????,???????,???????????????????????????,??????????????????????????????

??,??????????????,??5000????????????,???????????????5000????????,??????????5000????????????????????3000?????????,?????????,?????????????3000???????,???3000??????????

??????????????,???????,?????????????????????,???,???????,????

?????????????,????“?????,????0.25-0.5??”???????,??????,?????

??????????,??????????????????????,???,????,??

(“????”???)

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