????:1???????:????98

2?????600?????

3???????

4????????????

5?????????

?????????????????????????????????????????????????????,??,??????????,A????

???9??24????????,???4.15%,??????4???????????????????4.36%,???????????????5.54%?

??????????,??,????????????????????????????????????????????“?????”???????????,???,????,???????

????????????????????????????????????,??,???????????

??????????????1???

??0.5?????????,??????????????,????????1??????????????????,7???????0.2??,??????(LPR)???0.2????????????????????????0.25??????????????

????????????,???????????????,??,????

??1.5?????

??????,???????????15%????????????????????,???????5000????,1.5???,??1500???

??????,??????,???????,???

?????????????,?????????????????LPR???,??????,????,?????????,?????????

????????????????5000???3000???

?????,?????????,?????????????????????????,???????????????????????????????????????

??,????,???5000???????????,??????????????5000???,???5000??????????????????3000???????????,????????????????,?????3000??????????,?????????3000?????

????????????????????????,???????????????,?????????,?????????????,????????????????????,?????????????

??,???????????????????????“?,????0.25-0.5????????????”?????????????,??????,?????

????????,??,????????????????,?????????????????????,?????

(“?????”????)

???????????????:?????????