????:1??????:????

2???????

3??????????

4?2023??????wx

5???????

????????????????/?

??????????????,???????A??????19???????????????(????)?????,??????????????????,???4800?????????

??????????A?????,?,??????????????????

???????????:?APP

?,??2736??,?????????????0.69%;???8087??,????????1.19%;??????????1546???????????????????,??????????0.85%?

????A??

??????????????,?????A???????????????,?????,????????????????25??50????50?????????????,???A??????????????

????????????????????18???,??50???,??????4.75%?5.00%?????4??????????,??????????????????(??????????????????????????:4???????????!????50???????)

?,??A????????????????,?,??????,??????????????????????,????????????,???????A????????????,?????????????,???????????,????A??????

????????????,????????????,???????????????????????????????;???????????????????????????????????

?,????????????,?????;??????????????????,?????????,??

LPR????????

?????A?????????????,???????????,??

???????,A?????,?,????????????,LPR(???????????)????????,??9???20??????????????LPR???????????????

??????,A???????,???,???????,??,????????;????????,??????????????????

????,????????,????????????????????,A?????????????????A?????,??????????????A?????????????????,?,???

????????????:???????