????:1???????:??????????

2??????????

3???????

4???????

5??????????

????????????????????????????????????????????????????????????,???????????????,??,A?????

?????????????????????9???24???????????,?????????4.15%,????????????????4??????????????????????4.36%,????5.54%?

????,???????????????????,?????????????“???”????????,???????????????,?????,????

?????????????????????????????????????,??????????,?????????????

??????????1?????????????????

???0.5????????,????,????1???????????????????,7???0.2???????????????,??????????????(LPR)????0.2??????0.25????

??????,??????,??,????????????

??????1.5?????????

?????????????,???????????????????15%???????????????????????,???5000??,1.5???,???????????????1500??

????????,???,???,???????

??,????LPR??,?????,???????????,????????????,?????

????????????????5000??3000???????

??????????????,?????????????,????????????????????????????????????????????????,???????????????????????

?????????????,????????,??5000????,?????????5000????????????????,??5000???????????????????????????????????3000???????,?????,??3000?,???????????????3000??????????

???????????????????,????????????????,???????????,????,???????????????,????

??,?????????“??????????,??0.25-0.5??”???,???????,???

????????????,??,?????????,??????,????????

(“??????????????”?????????????)

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