????:1??????????:???????

2?????????

3??????????

4??????????

5???sn??

?????????????????????????????????,??????????,???,A??????????

????????????????9????24???,??????????4.15%,??4????????4.36%,????5.54%?

?,??,????????????????“????????????”????????????,???????,???????????????,?????????

???????????????,??????,????????????????

?????????????1??????????????

???????0.5??????????????,??????,???????1????????????,7??????0.2???,????????????????(LPR)???0.2???0.25????????????????????

?,???????????,???,???????????????????????????

??1.5???????????

??????????????,???????15%????????,?????????5000?????????????????????,1.5???,????????????1500???????????

????,??,??????,???????

???????????,???????????LPR???,??,????????,????,?????

????5000???????????????3000????????????

???????????????????????,??,???????????????????????????,??????????????????????????????????

??????,?????,??5000????,????????5000?????????????,??????????5000????????????????????????3000??,??????????????,????3000????????????????,?????3000?????

???????????????,?????????????????,?????????,???????????????,?????????,???

???????,?????????“?????????,?????????????????????0.25-0.5?????????????”?????????????,????,????

???,????????????????????????,????????????????,????????????????,???

(“??????????????????????”????????)

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