????:1??????v:??????????

2????????vx

3?qq??????

4????????

5??????????

6?????????????10??????,2024?(?)???,??

????????

6?7????????????,??,6?10?????????19?????,??????2024?????????(?)?

??,???????????????????,??500?????????,??????????250??????????????,???????????????????3??,??????????????2.38%;?????????????????5?,?????????????????2.5%???2024??6????10????????????????????6??19???????????????,2024???6???????10????????????,?,?6????????10?????2027???????6????10?2029?6?????????10???

???

??????????

6?10??,???????,????????,????????????,??????????,?????40?20242026???(???????????)?????????????32????;?16????????

????,?????????????????,???????????????2024?6??10???????????????,???6??????????????????,?6?24??????180??????,???????????24????????36?????????????????????????90????????;???36????????????60???60??????

?,??????????????????????????????????????App??2024????????(?)???,???0????,?????,?????

?????

??????????????????????

???????,???,?????????,???????

?,???2023???(??????????????)????,3????2.95%,5???3.07%??????,???????????????????2.38%?2.5%,?????????57??????BP?

????????????????????,????????????????,?????????,????????????,????????????,????????????,?,?????????????

(?) ?????????????:???