????:1????????:????

2??????????

3????????????????

4???????

5???????

????????????????????????????,??????,??????????,A???

??9??????24???????????????????,??????4.15%,??????????4???????????????????????????????????????4.36%,????????????????5.54%?

????,?????????,??????????????????????????“????????????????”????,?????????????,??,????

?????????????????????????????????,??,?????????????????

??????????1?????????????

??0.5??????,???,?1??????????????,7??????????????0.2????????,?(LPR)?????0.2????????0.25???????????????

??????,??,?????,????????

????1.5????????????????

???,??????????????15%?????????????????????????????,???????????5000?????????????,1.5??????,?1500????

??????????????????????????,????????????????,??,????

????,???????????????LPR??????????????,???????????????,????????,?????????,???????

??????????????????????5000????3000??????

???????,??????????????,??????????????????????????,???????????????????????????????

??????,?????,???5000?????????,??5000???,??5000?????????????????????????????????3000??,????,????3000????????????????,???????????3000????

???????????????????????,????????????????,????,????????????????,???????????????,??????????????????????

???,???“??,?????????????0.25-0.5???????”???,?????????????,???????

????????????,???,????,???,????

(“???”??????????)

???:???