????:1????????????:???????

2???????

3???????

4??????????????

5?????600?????

?????????????????????????????????????,????????,?????????????,A?????

??9??????????24???????????,?4.15%,????????????4?????????????????????????4.36%,?????5.54%?

???????????,????,????????????“????????”????????????????????????,?????????????,????????,????

????????????????????????,??????????,??????????????????????????

??????????1??????

??????0.5?????????????,????,???1????????????,7?????????????????????0.2??????,????????(LPR)????????????????0.2?????????????0.25???

???????????????,????????,??,??

??????????????????????????1.5?????

?????,????????????????????????15%????????????????,??????5000??,1.5????,????1500???

?????????,????????????????,??,????????

???,???LPR???????,???,??????????????,??,?????????????

??5000????3000????????????

??????????????????,????,??????????????????????????????,?????????????????????????

????,???,????????????????5000??????????????,???5000??,?????????????????5000?????????????????3000??,????????????????,???????????3000???????,??3000????

??????????????????????????,?????????????????????????,??,?????????,????????????,????

????????,????????????“???,??0.25-0.5????????????”???,?????????????,????????????????????

??,???????????????,??????,????,???????????

(“????????”??????)

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