????:1????????????:?????95?98

2??????????

3????????

4?????????

5???????

???????????9????????24??????????????? (?? ??????)????A??24??(??)??????????????,?????,????????????4%,????4???????????????????????????,???2800??

?,???????????2863?????,??4.15%;??8435????,???????????????4.36%;??????1615????????????????????????,??5.54%?

??,?????????A??“????????”,??,???????????

?????24???,???????????????????????????,????????????????????????????????ETF????300?????????,?????????????????????;??????????????????????????????????,?????????????????????,???

???????,????,????????????,???????????????????????????,?????,???????????????????,???????????????????,??,????????????????????????????????,??????,??????????????????????,???????????????

?,????????????A?,???????????????,??????????????????????8.47%?6.28%??????????5.99%,??????????????????(????????) ????:????