??? A????????

????:??????:????????200??

?????????????????????????????????????????????,???,???????????,A???

??????9??24??????,???4.15%,???????4??????????????????4.36%,????5.54%?

????,??????????????????????,?????????????????????????????????“?????”??,?????????????,???,???????

????????????????????,??,????????????????????????????

??1???

?????0.5????,???,??????1???????????????????????????,7?????????0.2????????????,???(LPR)????0.2??????????????0.25??????????

????????,????????????????,??????????????,?????

??????????????1.5?????????

?????????????????????,?????????15%??????????????????????????????,?????????5000?????????????????,1.5????????????????,??1500?????????????????????????

???????????,???,????????????,???

????????????,???LPR???????????,??,??,???????????????,???????????

???5000???????3000??

?????????????????,???????,????????????????????,????????????????

????,????????????????,???????????????5000????????????????,???5000??,??????????????5000???????????????????????3000????,??,??????3000?????,??????3000??????????

?????,??????????????????,???,??????????,???????????,?????????

?????????????,??????????????“???,????0.25-0.5??”?????????????????????,??,???????

????,???,??????????????????????????,?????????,?????

(“????????”?)

????????????:??????