????:1???????????:??????????

2??????????

3???????????

4????????????

5???????

???????????????????????????,??????????,?????????,A?????

??????????9???????24????,???????????????????4.15%,??????????????4??????????????4.36%,???????????????5.54%?

????????????????,????????,???????????????????????????????“?????????”???,????????????????,???,?????

???????????????????,????????????,??????????????????????

??????1???

??0.5??????????????,???,???1?????????????????????????,7??0.2??,???????(LPR)???0.2????0.25??????????

???,??,??,?????

???1.5?????????

?,??????????15%??????????,??????????????????????5000??,1.5?????,?????????????1500???

??,???????????,???,???

???????????,????????????????LPR????????????,?????????????,??,????????,????????????????

????????????????????????5000????3000???

?????????????????,?????,?????????????????????????????????,??????????????

????,?,???????5000???????,??????5000????????????,???????????5000????????????????????????????3000?,????????????????,??????3000????????,???????????????3000????????????

?????????????,???????????,?????????????????,?????????,??????????????????????????????????????????,????

??????????????,??????????????“??????????????,????0.25-0.5?????????????????????”??????,?????????,???????

??????????,??????,????????,????,????????

(“?????”??????)

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