????????? ??????????????

????:?????????:??????SPA

??????????????:9??????????20??,????????????????????:9?,??????;????,???;81?????????????????,?……??,???????????????????,???

9?

???????9?????????????20?????????????????,9?(LPR)???????1??????????????????????????????????LPR??3.35%,5???????LPR????????3.85%,??????8????,???????????(LPR)?????????20?,???????????????????,??,????,?????????LPR??????????LPR??,???????????????????????? LPR??1??5????????

????????? ??

9????????20????????????????????,2024???????????«2024??????????????»,????????????

???????????????????????????????????????????????,?????????????????24?????????6?????????????????,?????????????????????20??

????,??,??????????????,????????????,???

???????????????????????????? ??????????????????

9?20???,??20????(??????)???????????????????81??????????«?????????»,??????????????

«??»????????????,?????????“??”“??”“?”?????????,??;?,?????????;??????????,?;????????,???????;???????????????????????????,??;?????????????????????,??????????????

????????6????????????4?????????

9????????????20?????????????????,????????????????,?????????,????????02B0106???,????????????2932???????????????????????

????????70?

???????11????????????????5??10???????????,??????,??????????????????,??70?????????????????,???????????????????????????????????,???????????????????????????????????????????????????

???????????????????????“?????”????

??????“????”???????????????????????????10?????

????????????????????10??????130??,????????,????8?????????????

10????????????????,??????????????????????40??20?1???????????330??,????“?+??+??????????”?????????????????????70???,????49????????????,???????????17.35???,??????350????????????52.1????????,????????140?,????????????????????

?????????,??????????????? ???:???????