??? A????????

????:????150???????:????????

????????????????????????????????????????????,??????,????,A???

?????????????9????????????????24???????,???4.15%,????????????4??????4.36%,?5.54%?

??????,??,????????????????????????????“????????”??,???????,????,????

???????????????????????????????????????????,????????????,??????????????

????1???

???0.5??,????,????1???????????,7???0.2??,?????(LPR)????0.2?????????0.25???

??????,???????????,?????????????????,???????

?????1.5???????

????????????????,?????????????????15%????????,???????????5000???,1.5?????????????,???1500?????????

??,???,??????????????????????????,????????????

??????????,?????LPR?????????????,????????????,????????,??,?????????????????

???????????5000??????????3000?????????

?????????????????????????,???????????????,??????????????????,??????????????????????

?,???,??????????????5000??,????????????????????????5000??,??????????????5000??????????????????????????????????3000???,????????????????,???3000????,????3000????????????

????????????????,??????????????????????????????,??????????????????????,???,??????????????????????????????????,?????

????,??????????“??????????????,??0.25-0.5????????????????”???????,???,???????

???????,??,?????????,?????????,???

(“????????”?????)

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