????:1???????:??????

2???????

3???????

4???????????

5???????

????????????????????????????????????????????,??,??????????????,A?????????????????

??9??24???????????????,??4.15%,???????????????4?????????????4.36%,?????????5.54%?

??????,????,???????????????????“??”????????,?,???,??????????

?????????????????????????????????????????,???,??????????????????????????

??1?????????????

???0.5??????????,??,????????????????????????1???????????????????????????,7?0.2???????????,??????????????(LPR)?????0.2???0.25?????????

??????????????????????,??????,?????????,???????????????

????????1.5????????????????

????,???????15%???????????????????????,?????????????????5000?????????,1.5??????,????????1500?????

??????????,??????,?,????????

???,????LPR??????????,??????????,??????????????,???,?????

???????????5000??3000???

??????????,??,???????????????????,???????????????????????

??,????????????????,???????????5000????????????,????5000??????,?????????????5000??????????????????????????????????????3000??????????,???,??3000??????,????????3000????????????????????

????????,????????????????,???????,?????????????????????,????????????,????

????????????,???“????????????????,??0.25-0.5??????”?????????????,????????????????,???

????,???????????????,??,????,????????

(“??????”??)

?????:??????