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???9??????????26??????????????? ??,?????????????,??????????????????“????????????????????”(BNPL)??????,?????????????????,?????????????

?,?????Adobe Analytics 25???,??“????”????185?????????,????????,??????????????????????,???????????????“?????”????11.4%?

???????????????????Adobe Analytics????????????????????????11????????1???????12????????31??,?“???????”??????,?8.4%????????????????????,??2408??

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