??9??????26???????????????? ???????????????????,??????,????????????????????“?”(BNPL)????????,???????????????????????????,??????

???,??????????????????????Adobe Analytics 25????????????????????,????????“??”??????????????????185????????????,???????????????,???,??????“????”??????????????????????????????????11.4%?

??Adobe Analytics?????11?????????????????1???????12?????????????31?????????,?“??”???????????????????????????,???????8.4%????????,?????2408??

??????“?????????????”(Consumer Reports)???????????????????(Delicia Hand)????,??????

??(New York Fed)????????(??????????)8??????13.6%,?????

????Affirm???????????,???????????????????,????????????????????????,?????????????????????“??”??

????J.D.Power????????,?????????46%??????“??”,??????51%???????15.6%?

???????????????(CNBC)????????????????????????25??,??????????????8????????????,???????,?????????????1.14???????

??(Bankrate)???????????????????(Ted Rossman)??:“??????????????????????????????,??,??,??????????????????”

?????????????,??,??,????????????????:“????,????”

(???:????? ??????????:??? ??????????) ?????????????????????:???????? “????300?3??????”????

?? ???????????????????:???“????”????? ??

????:1?????300?3??????:????24??

2?????

3?????????

4??????

5????598?998???

??9??????26???????????????? ???????????????????,??????,????????????????????“?”(BNPL)????????,???????????????????????????,??????

???,??????????????????????Adobe Analytics 25????????????????????,????????“??”??????????????????185????????????,???????????????,???,??????“????”??????????????????????????????????11.4%?

??Adobe Analytics?????11?????????????????1???????12?????????????31?????????,?“??”???????????????????????????,???????8.4%????????,?????2408??

??????“?????????????”(Consumer Reports)???????????????????(Delicia Hand)????,??????

??(New York Fed)????????(??????????)8??????13.6%,?????

????Affirm???????????,???????????????????,????????????????????????,?????????????????????“??”??

????J.D.Power????????,?????????46%??????“??”,??????51%???????15.6%?

???????????????(CNBC)????????????????????????25??,??????????????8????????????,???????,?????????????1.14???????

??(Bankrate)???????????????????(Ted Rossman)??:“??????????????????????????????,??,??,??????????????????”

?????????????,??,??,????????????????:“????,????”

(???:????? ??????????:??? ??????????) ?????????????????????:????????