????:1?????????:??????

2???????????

3?????????????

4?????

5?95?98??????

????????????????????????????????????????????????,??????????????,???????????????????,A??????

?????????????????????9?????24?????????????,??????4.15%,????????4??????????????????4.36%,?????????5.54%?

????,???????,???????????????“???????????”??,?????????????,??????????????,?????????

?????????????????????????????,??????,???????????????????????????

???????????1????????????????

??0.5?????????????,????,?????????1?????,7???????0.2????,?????????????(LPR)???????0.2?????????0.25????

???????,?,??????????????,???

????1.5???

???,??????????????15%????????????????????????????,???????????5000??,1.5??????,??1500???

????????????????,?????????????????????,??????????,?????

???????,???????????LPR????,???,??,??,?????

??????????????????????????5000?????3000???

??????????????????,??????,?????????????????????????????????????????????????,??????????????????????

????,????????,?5000??????,???5000????,???????5000???????????3000????????,???????????????,???3000????????????????????????,???3000?????

????????????????????,???????????????????,??????????????,?????????,?????????????????????????,???

???????????????,?????????“??,?????0.25-0.5??????????”??????????,?,?????????

????,??,?????????????????,???,????

(“???”??)

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