????:1???98??:?????

2?????????

3???9598????

4??????????

5??????????

??????????????????????????????????????????????????????,??,???????????,A??????

????????9?????????24????????????????????????,???4.15%,????????4??????????????????????????????4.36%,???????5.54%?

????,???,??????????????????“????”??,??????,????????,????

??????????????????????????????????????,????????????,??????????

??1???

?????????????0.5????????,??????????????,??????1????????????,7??0.2??????????,????????(LPR)??????????0.2??????0.25????

???,???,????,???

???????????1.5????

????????????,??????????15%?????????????????,??????????5000???????????????,1.5?????????????????,???1500???

??,?,???,???

????,???????????LPR????,??,???,???????,?????????

??????5000?3000?????????????????

?????????????????????,???????,??????????????????????,??????????????????????????????

??????????????,????????,????????????5000??,???5000???,?????????????5000????????????????????????????????????3000????????,????,????????????????3000??????????,??3000???????????

?????????????????????,??????,?????,?????,????????????,????????????

???,???“?????????????,????0.25-0.5????”??????,??,????????

???????????????,??????????????????????,??????,????????????????,???????????

(“???????????????”???????????????)

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