????:1?????:?????????????

2????????????

3???????????

4???????

5???????????

???????????6???????????16???????????? ?????????????????:? ?????????????????“?”

????? ?????????

??????????LIM,?????????????????????,???????????????APP,??,??

“??????????????,???”LIM?????????,?????,?????????????

??????,??????????????,??????????????“?????????????”,???????????

LIM???????????????,??“???????”?????????????????NFC(?????????)????????????“?????????????????????????????”APP,????????????POS???,????????????VISA?MasterCard???????????????

????????“????????”??????????????????,???????????“????????????????????????????”?????,?????????

?????,??POS?????????????,???????????????????????????????????

6?????13???????,????POS???????????????????????? ?????????????? ??

?Zeeshan Qasim Khan?,????,“?????????????,????”

?,??,????????ATM?????????????????,???????????,???,??????

???????????,???????5?????????????,?????????????????????ATM????????????97.98%,????2.85??????????????5??,?5?????????,???2023??????????1.71???????1.55??????????

???,??????????????,????????

“???????,?????????????”??,?,???,“???????,????????????????,???????????,??????????????????”

????David Janke?????????,?????????????,???????????????????,“??,???,??????????????”

6??????????????13??,?????????????????????? David Janke ?????????????????????????????? ?? ????????????????

?????????,????????????????????????????,?,???????????????LIM?,???????,“???????????????????????????,??????”

“?????,??????,?,??????”David Janke????????POS?????,?????(?)

???????:??????