???????? A???

????:????????:???????

?????????????????????????????????????????????????????????,??????????,??,A????????????????

????9???24??,?4.15%,??????4????????4.36%,??????5.54%?

????????,????????,??????????????????????????????????“??”???????,??????????,??????,?????????????????????????

???????????????????,????,??????

???1???????

????????????0.5?????,??????????????,?????????????1????????????????????????????,7????????????????0.2??,??(LPR)?????0.2???0.25?????

??????,???,??,?????????????

??????????????1.5?????

???????????,???????????????????????????15%??????????????????,?5000????????????????,1.5????,?????????1500????

??,????,???????????,????

????,?????????????????????LPR???????,????????,????,???????????????,???

???????5000?????3000????

????????????????,????,??????????????,???????????????????????

????,???,???5000??????????,??5000?????????,???5000??????????????????????????????????????3000???????????????????,??????????????,?????????3000??????,?????????3000???????????

?????????????????,??????????????????????????????,???,????,??????????????????????,??????????

????????????????,??????????????“????????,??0.25-0.5????????????”???????????????,??,?????????

??????,???????????,???,???,?????????

(“????????”???????)

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