??? A????????

????:???????????10?:?????98?95?

?????????????????????????????????????????????????????????,??????????????,??,A????????????????

??9????????24???????????,????????????4.15%,??4???????????????????????4.36%,??????5.54%?

??????????????????????????,????,??????????????????????“????????????????”???????,??????????,???????????????,???????????

????????????????,??????,???????????????????

???1???

????????0.5???????,??????????,????????1????????????????,7???0.2???????,????????????????(LPR)????0.2?0.25????

?,?????,????,?????

??????????1.5???

??,????????????????15%?????????,????5000??????,1.5??,?????????????1500????????????????????

????????,?????????????????????,?????,?????

???????????,???????????LPR???,??????????????????????,????????????,??,???

????????????????5000???3000????

????????????????????,???????????,???????????????????????????,????????????????????

??????,???????????????,??5000??????????????,?????????5000???????,?????????????5000?????????????????3000??,????,???3000??,?????????????????3000????

??????????????????????,??????????????,????,??????,?????????,???

???????????,????“????????,????????????????0.25-0.5??????”?????????????,????????????????,???????

????,??????,?????,???,??

(“??”????????????????????????)

??????????:?????????????