????:1???????????:????98?

2???????????

3?????????????

4????????

5?95????????

??????????????????????????????,???????????????,?????,A?????????????????

?????????????9??????24??,????????4.15%,???4?????????????????4.36%,??????5.54%?

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????????????????????????????????????,????????????,?????????

????????????????1???

?0.5???????,????????,??????1?????????,7?????????0.2??,???????????????????(LPR)?????0.2???0.25??????????????

??????,??????????????,???????,???

??1.5???????????

????,????????????????15%??????????????????,????????5000????????????,1.5??????,?????1500???????????

???????,??????????????????????????,????,??????????

?????????????????????,???LPR??,??????????????,???,???,????

????????????5000???????????????3000?????

?????????????????,??,???????????????????,???????????

?????,????,??????????5000???,?????????5000??????,??????????????????????5000????????????????????????????????????????????3000????????,??????????????,???3000?,??????????????3000?????????

??????,????????????????????????????,???,??,???????????????????,???

???????????????,????“????????????????????????,????????0.25-0.5?????????????”??????????,???,??????????????????????

?????????,????????????????,????,????,?????

(“????????”???????????)

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