????:1???????:???????????

2????????

3?????????

4????????

5??????????

?????????????????????,?,????????,A???

??????????9???24???,????4.15%,??????4??????????????????????????????????4.36%,??????5.54%?

??????,???,??????????????????“??????????”???????????,????,???????,???

??????????????,??????????????,??????????????????????????

???????????????1???

???0.5????????????,???,?????????????1?????????????????????????????????????????,7???????????0.2????????,????????(LPR)??????????????0.2???????0.25?????????????????

???????????,??,?????,?????

???1.5??????????????????????

??????????,??????????????15%????????????????????????????????,????5000??????????????????????????,1.5??,????????1500???

???,???????????,??,????

??????????????,?LPR??,???,????????????,????????,??????????

???5000????3000???

??????????????????,???????????????????,????????????????,????????????????????????

?????????,???????????????,???5000??,???????????????5000?????????????,????5000????????????????????3000????,?????????????????,??3000??????????,????????3000????

?????????????????????????????????,?????????????????????????????,????????????????,???????,???????????,????????

??,????“????????????????,?????????????0.25-0.5?????????”???????????????,??????,???????

??????,??,??,????,???????

(“??”?????????)

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