??? A????????

????:????????:???????

?????????????????????????????????????????????????,????,??,A?????????????

????9??????????24???,??????????????4.15%,????4?????????????????????4.36%,??5.54%?

??????????????,??????????,??????????????????????????????????“?????????????”??,???????,???????,????????????

?????????????????????,???,???????

????1????????????????????

???0.5????,???,??????????????1???????????????????????????,7??????0.2??,????(LPR)???0.2???0.25???????????

????????,?????,??,????????????????

????????1.5???????????

??,???????????????????????????15%?????????????????????????????,?????????5000?????????????,1.5???????????????,???????????1500??????????

???????????,???????????,??,???????

????????????????,???LPR???????????????,????????,???,??,?????????

???5000??????????????????????3000???????

?????,??????????????,???????????????????,???????????????????????????

???,????,???????5000???,?????????5000????????,?5000??????????????????????????3000??,????,????3000???,????3000??????

????????????,???????????,????????????,??,???????????,???????????????

???,????“?????,????????????????0.25-0.5???????????????”??????,????????????,?????

??????,???????,??,??????,??????????????????????

(“?????????????????”??)

???????????????????????????:???????????