????:1???????:????

2?????????????

3????????

4??????

5??????

???????????????????????????????????????????,??????????????????????,??,A?????

????????????9?????????????????????24????????????????,???????4.15%,???????????4???????????????4.36%,????????5.54%?

????????????,????,????????????????????????“?????????????”?????????????,????,??????????????,?????

?????????????????????????????????????????,??,??????????????

?????????????1????????

????????????0.5??,????????,???1??????????????????,7??????????0.2???????????,???(LPR)?????????????????????????0.2????0.25??

??????,??,???,???

?????????????????????1.5??????

??????????????????????????,????????????????????15%????,????????5000????????,1.5???????????????????,?????1500??????????????

??,?????????,????,????

????????,??LPR??,???,??????????,????,???????????????

???????????5000????3000???

???????????????????,?????,???????????????????,????????????????????????????????????

????????,?????????????????,????????????5000??????????????,??5000???????,??????5000?????????????3000???,???????????,????????????????3000??????,??3000???????

?????????????,????????,???????????????,??????,?????????????,??????

???????????,????“???,??????0.25-0.5?”????,???,????

???,??,??,?????????,??????????

(“?????????????”???????????????)

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