??? A????????

????:????5???????:???????????????

???????????????????????????????????????,??,??,A??????????????

????????9????????????24????,????4.15%,??????????4????????????????????????????????4.36%,????5.54%?

?????????,???????,?????????????????????????????“??????”??????,????,???????,????

???????????????????????,????????,???????????????????

??1???????????????

?0.5???,???????????,??????????????????????1??????????????,7???0.2??????,???????????????????(LPR)?????????????????????????0.2??????0.25???????????????

??????,?????,??,?????

???????????1.5??

??,???????????????15%?????????????????,???5000????????????????,1.5???,???1500????

????????????????,?????????,??????????,???????????????

????????,?????????LPR?????????,????,??,??,???????

????????5000??3000?????????

???????????,?????????????????????,????????????????????????????????????,???????????????????????????????????????????????

?????,??,???5000???????????????,???????5000??,??5000??????????????????????????3000?????????????????????,?????????????????,??3000???????????,???3000????

????????????????,????????,?????????????,???,??????????????????,??????????

?????,?????“????????,??0.25-0.5????????????????”??????????????,???,???????

????????????????,??,??????????,?????,???

(“?????????”???????????)

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