?9??????????????????????????????26??? ??????????,??,????“???????”(BNPL)??,?????????????????????,???

??,?????????????????Adobe Analytics 25????????????????????,???“???????????????”?????185??????????????????????,???????????????????,?????????????,??????“????????”????????11.4%?

???Adobe Analytics??????????????????????11????????1???????????????????????????12??31??,??????“????????”????????,????????????8.4%???????????,??????2408??????

???????????????“???????????”(Consumer Reports)????????????????????????????(Delicia Hand)??,?????????

????????(New York Fed)????(?????)8?13.6%,?????

????Affirm?????????????????,???????,????????????,?????“??????????????????????????????????”???

??????????J.D.Power?????,?????????????46%??????“???????????”,?????????51%???????????????????????????15.6%?

??(CNBC)?????????????25?????????????????????,?????????8??,??????????,????????1.14???

??(Bankrate)?????????????????(Ted Rossman)????????:“?,?????????,??????,?????”

???,???????????????????,????,??????????????????????????????????:“????,???”

(???????:?????? ???????????:??????????? ?) ?????????????????????:???? “???????”_????

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????:1????????:??????

2????????qq

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5?????ktv???????

?9??????????????????????????????26??? ??????????,??,????“???????”(BNPL)??,?????????????????????,???

??,?????????????????Adobe Analytics 25????????????????????,???“???????????????”?????185??????????????????????,???????????????????,?????????????,??????“????????”????????11.4%?

???Adobe Analytics??????????????????????11????????1???????????????????????????12??31??,??????“????????”????????,????????????8.4%???????????,??????2408??????

???????????????“???????????”(Consumer Reports)????????????????????????????(Delicia Hand)??,?????????

????????(New York Fed)????(?????)8?13.6%,?????

????Affirm?????????????????,???????,????????????,?????“??????????????????????????????????”???

??????????J.D.Power?????,?????????????46%??????“???????????”,?????????51%???????????????????????????15.6%?

??(CNBC)?????????????25?????????????????????,?????????8??,??????????,????????1.14???

??(Bankrate)?????????????????(Ted Rossman)????????:“?,?????????,??????,?????”

???,???????????????????,????,??????????????????????????????????:“????,???”

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