?????????????????5?,?3000?

????:???????:??????????

?6????12????????? (???? ???????????)???????????????12??????????????,?5????,????????3000??

???????,???????????????????????,??5????,????????????????3379?,????32.64??,?4.97%?7.35%?

?,?????,????,?????,??,??????????????????????????14????

“??,??‘?????????????’??????,???????????25?????”???????????????????

???,?????????????????,??72??,?????????????????????70???,???????????????????12????;?57???,???????????????????????????60????????????????,??13????????????????,????“??”,???????????????“???”?????(??????????) ???:???????????????