????:1???????:????????????

2????????????

3?????????

4???????

5???????

?????????????????????????????????????????????????,??,???,A?????

???9??24???,??????????????4.15%,????4???????????????????????????????????????4.36%,??5.54%?

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?????????????????????????,????????,?????????????

????????????????1??????

???????????0.5????????,??,???????????????????1???????????????,7??????????0.2???,???(LPR)?????0.2??0.25?????

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????????????1.5???????????????????????????

??,????????????????????????????????15%????????????????????,?????????????5000??????????,1.5??????????????,????????????????????????1500??????????????

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?,???LPR?????????,??????????????,??,??,???

???5000?????????3000????????????????

???????????????????????,???????,????????????????????,??????????????????????????

??,?????????????,??????????????5000??????,????5000???,???????????5000?????????????3000??????,????????,?3000????,????????3000????

???????????,??????????,???,??????,?????????????,??

????,???“??????,???????0.25-0.5???????????”??????????????,???,??????

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(“???????????????”???)

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