????:1????????????:?????????

2???????

3????????

4????????????

5????95??

?????????????????????????????????????,??????????????,????,A????????????????

??????9????24??,??????????????4.15%,??????????????4????????????????????4.36%,???????5.54%?

??,???????????,??????????????????????????????“????????”??,???,??????????,?????

??????????????,?????????,?????????????

???1???

????????????0.5???,?,????????????1?????????????????????,7??????0.2????????????,????(LPR)?????0.2????????0.25???????

?????????,?????????,???,????

???1.5???????

?????????,???????????????????????????????15%????????,????5000???????????,1.5??,????????????????1500???

?????????????,??????,???,??

???????????????,???????LPR?????,?????,??????????????????????,???????????????,???????????????????????????

??5000???????3000??????????????????????

????????????????????????????,???????????,?????????????????????????????????????????????????????,???????????????????

????????,????????,????5000???,????5000???????,?????????5000???????????????????????????????????3000??,???,????????????????3000???,?????????????3000???

??????????,???????,??,??????????,??????????????????????????,????

?????,???????“??,??????????0.25-0.5???”???,????,?????????

????????????????,???????????,???????????????,??????????,??????????????

(“??????”??)

???:???