????:1???????:???????????

2???????

3???????????

4???2021??

5???????

????9?19???????????? (???????? ????)?(National Association of Realtors)????19?????????,???8?2.5%,????????

??,?8????386??????,??????????2.5%,????4.2%????????,8????41.67??,?????3.1%?????1999??????????,8??135????,??????0.7%,????????????22.7%,??????????2020???10???,???

????????????,8?????????“???????”,?????????????,?????

????????????(Freddie Mac)19????,???????????30??????????????6.09%,????2023???????2?????????????

???????,?30????????????19??????6.09%,??6.2%,????7.19%?

??,????????????????????????,???????“???”????????5?????????????????????,????49%,??25%?(??) ?????:?????