????:1??????????:????????

2?????

3???????100?????

4????????????

5???????

??6???8????????? (???? ????????)?????8?,«????????????????????»(?????????????????????????«???????????????????????»)??,??,?6?7???????????????????????,????6000?????????????,3000?“???”??,3000????“???”????????????????

«???????»???,??????????????????????“??????”????,???????????????2025?12???????31????????,???????,????????????????????????????????????????????????????????

??????????,??????????????20%??????15%,?????????30%????????????25%??????,????,????????

????????,???0.25????,???5???(?5?????????????)?5???2.35%????????????????2.85%,5???(??5???)?5???2.775%?3.325%?

??????????“??”?“????????????????????????????????”??“??”???“??????????????”??????200???,?170???,??????????3.4????,???

???“???????”,??,?,????????(????????)??????,??“???????????????????”??????????“????????”????????,??“??????”??,??

??100??,?170?????,???????????1.7??????????????????????

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