????:1???????:?????????????

2??????

3?????95????

4??????V

5???????

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??????9?????????????24????????,???????4.15%,??4?????????????????????????????????4.36%,?????????????5.54%?

??,?????????????????????,??????????????????“???”????????,??????,????????,????

????????????????????????????,??????????????????????????,????????????????????

??????????????1???

????????????0.5????????????????????????,???,???????????????1?????????,7????0.2????,??????(LPR)?????0.2??0.25????????????????

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??????????????????????1.5?????????????

??,???????????????????15%????????????,??????5000?????????,1.5????,???1500??

???????????,???????????,???,??????????

???????????,??LPR??????????????,?????????,??????,????????,?????????????

????????5000????????????????3000????????????????

???????,??,???????????????????????????????????,?????????????????????????????

????,???????????,?????????????5000???????????????,??????????????5000???????,???5000???????????????????3000??????????????,????,????3000???,???????3000???

????????????????????????????,????????????????????,??????????,??????,???????,???

??,?????????????????“????????,?0.25-0.5??????????”?????????,??????,???????????????

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(“??”????)

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