????:1????????:??????

2????????

3?????wx

4?????9598

5??????

???? ??????????:????

“????????????????,??,???”?????(??)??????,??,????????????3%???????????

???,????????,?????????????????????,?3%???????????????????2.75%?

??,???????“????????????????????”??,?????????????????????????????,??????,???????,?????????????????

??????????????????

6???17????????,?????????????????????????????6????(?????????)??????????????(??“??????????6?????”)???????????????????2021????6???18???,???????????2029????6?17?????????????

????,????6??????????????11??,???????????150???(????????“??????150????????????????”)????

???,6??????????,???????????20?????????????????,??????????2024????5??????31?????????????????????????????,???????????958?????????,?????117??????????????????,??????????????13.91????????????????????,???????????????????

??????????????6??????,?,?????6??????????,??????????4.32%(????)??,??????????????100%??????????????????????????,?????????????“?,????????”????,???????????,????,???????,??,????

?????????????????150???????,???????????2023???9????????????22??????????,????5.06????????,??????????????4.15%(??????)????????????,???2023??????2023?2024????????????????????,?????????????????“T8715?”?

???????????????,?,?????????“????????”?

???????????,???????????????3.5%??3.0%????,?????????3.0%??????????????,????????????????2.75%?

“?????????????????????,???????,????????????”??,???,?????????????“??”???????????

????????????????????,???,????????????????????????2023?????????????????????Choice??????,???????????????900??,??????42%???????????????????????100%,?????????????????????????2022???????????????10%?

?????????????“????????????”

???????????????,????????????

“?????????????????????,????????????????????,???????,????????,?????????”??,?,?,???,????????

????????????????????????,?????????????????????,????17??,10????????2.274%,?????57???;30???2.52%,??????????33??????????????????????

“???????,??,??????‘???????????’???,???????????????????”??????????,???10?????????????,??????????????,???????????

???,????????????????????????,??????,2024??????????????,??????1/4,????????????????7??????,?????????????????,??????“???????????”???????????12%,?3.5???????????“??????????”????????????????,?????????????????????????????13BP?9BP?

????????????,?,????????????????????????,?????????????(????)????????????????,?????????????

????????????????,??,???360???????,?,?????????????????????,??????????????????????,???????????,????????,?,???????????

????

???????????????????

??,????,???,???,??,???,???????????,???????,??,??,??????????

??????????????,?,??,???????????????,???,????,???????,?????,?????

???,2024??,?????3???????????????????,????,??????????1????,2.9%????????????????????4??????,??????????????,?????-??????,??????????????????????????4????????5?,?????2.65%???,????????????????,?? ???:?????????