????:1???????????:??sn??

2??????100?????

3?????QQ

4???????vx

5??????

????????????????????????????????,????????????,???????????????,A????

????9????????????????24?,??????????????4.15%,??4????????????????????????4.36%,?5.54%?

????????????????,??????,????????????“?????????”??,?????,???,????????????????

????????????????????????????????,??,?????????????????????????????????????

????1?????

??0.5???????????????????,??,????????????1???????????,7?????????????????????0.2??????????,??(LPR)????0.2????????????????0.25???

?????????????,???????????????,??????????????,??????????????

????1.5????

?,?????????15%?????????????????????????????,?????5000??????,1.5???,?????????????1500????????????

??????,????,?????????????????????,????????

??,?????????LPR???,??,??,???????,???????????

????????????5000????3000?????????

?????,??????,?????????????????????,???????????????????????????????????????

??????????,??????????????????????,??5000????????????????,????5000???????????????,?????????????5000???????????????????????????????3000?????????,????,??????????????3000???????,???????????3000????

????????????????????????,???????????????,????,???,???????,???

????????,??????“????????,?????????0.25-0.5??”??????,??????????,???

????????,??,??????,????????,????????

(“?????”???????????)

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