�??????�????

????:??????:??????

?????9???24?????????? (??? ????????)???????????????????????????A???24???????????(???)?????????????????,???????????????????,??4%,???????????4?????????,?????2800??

??????,??2863??,??4.15%;???8435?,????4.36%;??????1615????????????,???????????????????5.54%?

?,??A????????�??????????????�,????????,???????????

?????????????24??????????????????,????????????????????????????????????,??????????????????????????????ETF???300????,????????????????;??????????????????????????????????,??????????????,???

??,???????,????????,??????,?????????????????????,??????????????????,?????,????????????,??????????????,?????????????????,???????????????,????

????????????????????????,????A????,???????????????????,????????????????????????????????8.47%?6.28%?????5.99%,??(??) ???:???????????????