??????9????26??????????????? ?????,?,???????“???????????”(BNPL)??????????????????????,?????????????,?????????????????????

?????,?Adobe Analytics 25????????????????,??“?”?????185???????,????????,??,???????????“????????????????????”???????????????????11.4%?

??Adobe Analytics?????????????11???1??????12??31??,????“???”?????????,?????????????????????8.4%???????,???2408????????????????????????????

??????“??”(Consumer Reports)??????????(Delicia Hand)???????????,???????????

??????????????????????????????????(New York Fed)??(?)8?????????????????13.6%,???????

????????Affirm??,?????????????,????????????,?????“????????”????????

???J.D.Power???????????????????,????????????46%????“??”,?????51%?????????????????15.6%?

???????????????(CNBC)?????25?????????????,??????????????????8??????,??????,??????????????????????????????1.14????

??(Bankrate)??????????????????????????????????????(Ted Rossman)????????:“???????????????????,????,???????????????,???????????”

??????????,????,??,??????????????????????????????????:“???,???”

(?????????????????:???????? ????????:?? ???????????) ?????????:???????? “?????95?98”_????

?? ????????????:??“???”????? ???????????

????:1??????95?98:?????????

2??????????

3????????

4??????????

5?????????

??????9????26??????????????? ?????,?,???????“???????????”(BNPL)??????????????????????,?????????????,?????????????????????

?????,?Adobe Analytics 25????????????????,??“?”?????185???????,????????,??,???????????“????????????????????”???????????????????11.4%?

??Adobe Analytics?????????????11???1??????12??31??,????“???”?????????,?????????????????????8.4%???????,???2408????????????????????????????

??????“??”(Consumer Reports)??????????(Delicia Hand)???????????,???????????

??????????????????????????????????(New York Fed)??(?)8?????????????????13.6%,???????

????????Affirm??,?????????????,????????????,?????“????????”????????

???J.D.Power???????????????????,????????????46%????“??”,?????51%?????????????????15.6%?

???????????????(CNBC)?????25?????????????,??????????????????8??????,??????,??????????????????????????????1.14????

??(Bankrate)??????????????????????????????????????(Ted Rossman)????????:“???????????????????,????,???????????????,???????????”

??????????,????,??,??????????????????????????????????:“???,???”

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